SELLER OFFERING A $12,900 CREDIT for LENDER FEES, RATE BUY DOWN, OR DEBT PAYOFF (VA ONLY). A North Idaho home that makes sense--comfortable, functional, and built for everyday living. Set on just under an acre with no CCRs, this 3-bedroom, 2-bath property offers 1,422 square feet of practical space. Inside, wood floors run through a spacious kitchen with custom cabinets, a center island, and a propane range. The dining area flows into a quiet office that opens to the back patio--great for everyday use or evening downtime. A roomy mudroom adds convenience, and upstairs, all bedrooms share a full bath with good natural light. Outside, the partially fenced lot is set up for horses and chickens or the start of a hobby farm, with a 30x20 hay cover and additional storage shed offering flexible space for tools, feed, or equipment. Located 12 minutes from both Bonners Ferry and Smith Lake, with access to nearby public land, this is a solid place to settle in and make your own.